I am only 20 years old and just got back from my local gun shop and put one on layaway until i turn 21. I have been lurking for a while doing some research and trying to decide between the xd and the m&p and after today holding the xd and the m&p and after the guy at the shop let me shoot an 40 m&p for free to test it out I went with the smith, what a sweet gun!! Cant wait till I turn 21 to go pick it up! Thanks for the great info on here guys!
Jim
Jim